Your MONEYUNLOCKED
15:57
5,075
Spend at 150M merchants worldwide
KARTA
Features
Receive from
Get Paid Your Way
Get paid in stablecoins, USD, EUR, and other currencies — all in one place.
Your Money is Always Yours
Only you control your wallet. Secure by design — send, receive, and manage your crypto.
Pay
Pay
ATM
Spend Globally, Your Way
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.
Send money
Sent
Payments
Send payouts globally — pay partners, move funds across borders, and process faster than international bank transfers.
Ready to Claim
1 KARAT = 0.01 USDT
9 Friends Invited
9 Friends Invited
Your friends, your money
Invite friends and earn rewards. Get cashback from their spending — the more they spend, the more you earn.
AI Finance Assistance
Karta AI delivers insights, automates transactions, and provides in-app support across your financial activity.
Global
Coverage
LATAM
Asia-Pacific
Middle East
Europe
Karta works anywhere Visa is accepted — online, in-store, and at ATMs. Availability depends on local regulations and partner coverage.
Regulatory
clarity
Licenses, registrations and security policies
Karta works with regulated financial and card-issuing partners to provide compliant card programs and virtual accounts.
Built with Trusted Partners
✓ Self-Custody wallet
✓ 3D-Secure
✓ Encrypted transactions
✓ PIN protection
✓ 3D-Secure
✓ Encrypted transactions
✓ PIN protection
Secure by Design
We are not a Bank
Used monthly by over20,000 peopleUsed monthly by over 20,000 people
NO 🏦 NO ⏳ NO 🚫
NO🏦
NO⏳
NO🚫
NO⏳
NO🚫
FEES& LIMITS
NO
WALLS
| Activation | |
|---|---|
| Visa Virtual | 5.00 USDT |
| Visa Physical | from 100.00 USDT |
| Virtual Accounts | FREE |
| Fees | |
| Crypto Top-Up | FREE |
| Card payments | 1.5% |
| ATM Withdrawal | 1.5% + 1 USDT |
| Sending Funds | |
| To crypto wallets | Network fee only |
| SEPA (EUR) | 1,5% + €2 |
| SWIFT (USD) | 1,4% + $2 |
FAQ
What is Karta?
Karta is an all-in-one payment app. You can fund your balance with supported top-up methods, manage your digital assets, use your Visa card for everyday purchases, and handle payments in just a few clicks. Whether you're shopping online or in-store, Karta makes the experience simple and seamless.
Are there any fees for registration or getting the card?
Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.
Are there any fees for using the card or account?
For a full breakdown of applicable fees, please refer to our dedicated article
How do I get the card?
Just start the Karta Telegram bot, open the app within Telegram, complete a quick verification (it takes up to 5 minutes). After that, top up your balance to activate your virtual card — that's all!
How can I fund my account?
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, Solana. Bank transfer: Coming soon.
How do I withdraw my funds?
Just tap the Send button in the app to move your money to an external crypto wallet. Bank withdrawals are coming soon — stay tuned!
How do I contact customer support?
Need help? Just reach out to us via the in-app chat for fast, friendly support! For answers to common questions, visit our Help Center.
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